Online privacy notice and cookie policy

Introduction and definitions

Thank you for visiting our website and for using our services. We’d like to tell you about our online privacy notice and how we use cookies on our website. We have defined some words and phrases to help make it clear what we mean.

In this Online Privacy Notice and Cookie Policy:
“personal data” means personal data as defined under the Law and includes any information about an identified or identifiable natural person. Such information may include, for example, information we collect against an identifier for you (for example, your IP address or cookie ID). We also refer to personal data as “data about yourself”, “personal information”, “your information”, “personal details” and “information about you”;
“controller” means controller as defined in applicable data protection legislation;

“Invesco”, “our”, “us” and “we” means Invesco Perpetual Life Limited; and

“the Law” means applicable data protection legislation, including (where applicable) the EU General Data Protection Regulation (“GDPR”) and the UK version of the GDPR (“UK GDPR”).

What is the purpose of this Online Privacy Notice and Cookies Policy?
This Online Privacy Notice and Cookie Policy tell you how we will process any personal data that we collect from you, or that you provide to us online. The Law says we must provide you with this information and we hope this will help you to understand how we will keep your personal data safe. You can find more information about how we process your personal data in our privacy notice which also applies to the use of personal data we collect offline.

Who are we?
We are the controllers of your personal data and, as controllers, determine why and how we collect and use your personal data. We are committed to protecting your privacy and personal data as you use our website and web services. We take seriously our responsibility to hold your personal data securely and confidentially.

What kind of personal data do we collect about you and how? Depending on your interaction with our website, we collect the following categories of personal data from you:

  • We use cookies on our website that are more than strictly necessary, however we will only do so where you have consented to us placing these on your computer or other device. These cookies and tags collect data about your use of the website including how you arrived at our website, which pages you click on and where you scroll on the page, the country from which you are accessing the website, which website you go to when you leave our website and your activity on other third-party websites. If you do not register for our website, this information is linked to a unique cookie ID number which is provided to you when you visit our website or to your IP address. For more information on the cookies we use and what information is collected, together with information on how to accept, delete or block cookies, please see our Cookies Policy below.

As we have described above, we use cookies on our website. Some of these cookies collect personal data about you, including data you have provided to us, for example your email address, as well as information about your website activity (pages you visit, how you scroll through the page and what you click on) both on our website and on third-party websites. With this information, we allocate you to a particular profile. For more information on the use of cookies on our website, please see our Cookie Policy below.

Do we collect personal data about you from third parties?

We may also collect your personal data from third parties, for example (i) from publicly accessible sources, including publicly available online profiles and databases e.g. to establish and verify your identity, to find out your contact details or to liaise with you in relation to our products and services, or (ii) by using third party cookies. Please find more information about how we use third party cookies in our Cookies Policy.

How do we protect your personal data?

We maintain strict security standards and procedures with a view to preventing unauthorised access to your personal data by anyone, including our staff. We use leading technologies such as (but not limited to) data encryption, firewalls and server authentication to protect the security of your personal data. The staff of Invesco follow strict privacy standards and whenever we hire third parties to provide support services, we require them to observe the same standards and to allow us to audit them for compliance.

How will we use your personal data we collect online?

This section of this Online Privacy Notice and Cookies Policy explains for what purposes we use your personal data we collect online and on which legal bases we rely. Our legal bases for collecting and using your personal data will include

  1. to perform our contract with you such as (i) servicing your online account or (ii) providing you with our online valuation service;
  2. to pursue our legitimate interests which do not override your interests or fundamental rights and freedoms, such as (i) improving our services to you and other website users and developing new products; (ii) providing information to you about our services and products or anything else that we think may be of interest to you (this information may be provided to you in the form of a digital advertisement or via email), and we may identify which products or services we think you are interested in by using cookies on our website which track and analyse how you use our website; and (iii) processing your personal data for administration, assessment and analysis purposes (for example, marketing and product analysis and behaviour scoring);
  3. to comply with our legal obligations laid down in laws applicable to us; and
  4. in some circumstances and subject to applicable laws, we will process your personal data where we have obtained your consent, for example to send you direct marketing via email or to process your personal data we have collected by using cookies. However, we will make it clear to you at the time of collection of your personal data that we are relying on your consent to process your personal data for those purposes, and you will have the right to withdraw your consent at any time. The withdrawal of your consent shall not affect the lawfulness of processing based on your consent before its withdrawal. For example, if you change your mind and would like us to stop sending direct marketing to you via email, we tell you in each email how to unsubscribe.

For how long do we keep your personal data?

We only keep your personal data for as long as is necessary to fulfil the purposes for which it has been collected. When determining the appropriate retention period, we consider the risks of the processing, our contractual, legal and regulatory obligations, internal data retention policies and our legitimate business interests as described in this Online Privacy Notice and Cookies Policy.

Who do we share your personal data with?

Where we send direct marketing materials to you, we may send your personal data to third parties with whom we have contracted to provide these materials to you on our behalf and in our name. These third parties act as our processors in relation to their processing of your personal data in this way.

We also use other third parties to process your personal data on our behalf. For example, we use Salesforce and LivePerson to provide and administer the webchat function on our website and we use third parties to drop cookies and perform analytics on our website (please see the Cookie Policy below for further information about our use of cookies). When we use third party processors, we ensure they process your personal data in accordance with our instructions and that they put appropriate technical and organisational security measures in place to adequately protect your personal data.

In certain circumstances, we may also share your personal data we collect online, for the purposes set out in this Online Privacy Notice and Cookies Policy, with other third parties such as:

  • service providers (e.g. data analysis or web-hosting firms, other information technology service providers), who provide a service to us or you, their service providers, delegates and agents;
  • credit reference agencies;
  • other entities within Invesco Ltd’s group companies; and
  • your financial advisor or other intermediaries.

We also may disclose your personal data to courts, the police, or other law enforcement agencies where we are legally obliged to do so or in our reasonable opinion such disclosure is necessary to comply with applicable laws and legal processes, support an investigation or to protect our rights and interests in relation to any suspected misuse by you of our website or any of our website services.

We endeavour to prevent unauthorised disclosures of your personal data by other people, but we are not responsible for any unauthorised disclosures or other breaches of security or for the actions of others if the personal data was passed to them with your authority or with the authority of anybody other than us or our affiliates.

We may also share your personal data with a potential buyer in connection with any proposed purchase, merger or acquisition of any part of our business.

Where is your personal data transferred?

When we share your personal data with the organisations listed above, it may involve transferring your personal data outside the European Economic Area (EEA) or outside of the UK or any other country from where you may access our website, to countries where the level of protection of personal data has not been deemed adequate by the European Commission (or e.g. by relevant bodies or applicable laws in the UK or in other countries outside of the EEA). The absence of an adequacy decision means that the laws of these countries may not guarantee the adequate level protection of your personal data as defined by the Law. However, we will ensure that your personal data is transferred, processed and maintained to the standards required by Law by putting standard data protection clauses in place (as approved by the European Commission) or where we use third parties, we may rely on other appropriate transfer mechanisms they have implemented in accordance with the Law. You can obtain a copy of the standard data protection clauses at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en and contact us by using the contact details provided below for further information about other appropriate transfer mechanisms we may rely on.

What are your rights in relation to the personal data we hold about you?

Subject to the conditions prescribed in applicable laws, you have the right: (i) to access, rectify or request erasure of your personal data; (ii) to ask us to restrict processing of it; (iii) to request portability of it.

Subject to the conditions prescribed in applicable laws, you have the right (i) to object, on grounds relating to your particular situation, to processing of your personal data which is based on our or a third party’s legitimate interests; and (ii) to object to processing of your personal data for direct marketing purposes.

You can exercise these rights by contacting us using the contact details provided below.

You also have the right to lodge a complaint with your local supervisory authority about our use of your personal data including in the UK or the appropriate EU Member State of your habitual residence, place of work or place of the alleged infringement if you consider that the processing of your personal data infringes the GDPR or the UK GDPR.

Can I use the website in an anonymised or pseudonymised manner?

In accordance with applicable data protection legislation, you may choose to use the website in an anonymised or pseudonymized manner. This applies only to the extent that anonymous or pseudonymized use of the website is technically possible and reasonable.

Our Cookies Policy

How will your site recognise who I am?

When you access our site for the first time, choose your audience type or register for our site services, we will place a 'cookie' on your computer. Cookies are small text files placed on your computer and are commonly used on the internet by many websites to store information on their users' computers. Cookies only contain information relating to the website that created them, and can only return the information to that website. In other words, our site cannot read the information contained in cookies created by anyone else's website on your computer. Similarly, only our site can read the information in cookies that it creates. Cookies cannot be used to get or view data from your hard drive.

What purposes are cookies used for?

By consenting to the use of cookies on our website you acknowledge and agree that we may (i) track and record information for systems, marketing, trouble shooting, administrative, analysis and reporting purposes, and (ii) use your personal data for the following purposes:

  • track and record the aggregate number of visitors to the website and the sections of the site visited by visitors using cookies;
  • operate our website, for example by directing you to the right area depending on what country you have selected. We call these cookies “strictly necessary”;
  • analyse our website, for example to collect information that will help us understand visitors' browsing habits on our website;
  • compile statistical reports on website activity, e.g. number of visitors and the pages they visit;
  • improve the functionality of our website by temporarily storing any information which you may enter in tools, such as calculators or demonstrations on our website; in some cases, remember information about you when you visit our site. We may need to do this to provide some of our services; and
  • record your visit to our website, the pages you have visited and the links you have followed. We use this information to make our website more relevant to your interests and identify products or services that may be of interest to you. We may also share this information with third parties for these purposes.

We use two types of cookies:

Session cookies: These are temporary and are deleted as soon as you close your browser; and

Persistent cookies: These are stored on your computer until they expire or you remove them. Persistent cookies store your personal preferences such as your language preferences on multi-lingual sites to make subsequent visits easier. They also remember questions we have asked you previously, such as a request to complete an online survey.

You can find more information about the individual cookies we use, when they expire and the purposes for which we use them in the table below:

 

Functional Cookies

You need to accept functional cookies in order to be able to fully navigate around our website. If you choose not to accept these cookies, your experience on our website may be hindered significantly.

Cookie

What it does/what is it used for

When we collect the data

Expiration

JSESSIONID

 Required by web server application to allow delivery of core functionality such as selected audience type during website visit and navigation of the site. 

At the start of a user session

At the end of a user session

VISITOR

Used by the application server to enable personalisation by adapting content to the visitor according to his or her personal preferences, needs and capabilities.

At the start of a user session

At the end of a user session

InvescoAcceptedTerms

Stores the accepted state of the site terms and conditions.

When the user accepts the site T&Cs

12 months

InvescoAcceptedCookies

Stores the accepted state of the site cookie policy.

When the user accepts the site Cookies Policy

12 months

InvescoSettingsCookie

Stores the cookie policy level chosen by the user.

When the user confirms or updates the cookie settings

12 months

InvescoUserCookieName

Stores the audience setting of the website.

When the user selects an audience type

30 days

AWSELB

Required by the Amazon (AWS) load balancer for distributing requests across the servers. Used for managing the performance of the site (Session Cookie).

At the start of the user session.

15 minutes

Investor Type

It identifies and stores users Investor Type preference. Used to retain users Investor Type selection.

When the user accepts the T&Cs.

12 months

IVZAcceptedCookies

Stores the accepted state of the site Cookies Policy.

When the user accepts the site T&Cs which includes Cookies Policy.

12 months

FWD

It redirects the user to the original page after accepting T&Cs.

When the user visits the site.

1 minute

Vimeo

A third party service that provides a way to embed video content into the website.

When the user visits a video page.

12 months

Live person

A third-party chat service which may also collect anonymous user activity.

When the user visits the site.

2 years

Country

Used to pre-populate user country on the landing page.

This cookie is used to predict the country that a user of our website is from and it pre-populates the country location field that appears when users first access our website.

We use this data to improve the user experience of the website (this means users do not have to search for their country if the information is available from their IP address).

When the user first visits the site.

Session only

Experience Cookies

These cookies allow us to improve your experience of the website; enabling experience cookies can make a visit more relevant. You can choose whether you want to enable or disable experience cookies.

Cookie

What it does/what is it used for

When we collect the data

Expiration

NetInsight

Single session website activity tracking and analysis of how you arrived on our website and the technology you are using to access our website.

When experience cookies are accepted.

6 months

Google Tag Manager

A tool that helps with configuring website analytics using a remote interface instead of having to update embedded tags.

When experience cookies are accepted.

2 years

Google Analytics & Google Ads (Remarketing)

Uses a client ID, to differentiate between returning and first-time visitors and monitors users behaviour around our website and third party websites. See above and below for more infromation about how Google Analytics and Remarketing works.

When the user visits the site.

6 months

Pardot Visitor

Uses a client ID, to distinguish and store activities of visitors on the website.

When the user visits the site.

1 year

Pardot Opt in/out

Stores Pardot opt in/opt out status.

When the user visits the site.

1 year

AMCV_*AdobeOrg

This cookie is used to identify a unique visitor. It is set in the first-party domain of a browser.

When the user visits the site.

2 years

AMCVS_*AdobeOrg

This cookie is used to identify the start of a user's session. It is set in the first-party domain of a browser.

When the user visits the site.

After the user's session.

LinkedIn Insight Tag

Used to track conversions, retarget website visitors, and unlock additional insights about users interacting with your LinkedIn ads.
The LinkedIn Insight Tag enables the collection of data regarding members’ visits to the website, including the URL, referrer, IP address, device and browser characteristics (User Agent), and timestamp. The IP addresses are truncated or (when used for reaching members across devices) hashed, and members’ direct identifiers are removed within seven days in order to make the data pseudonymous.

When the user visits the site.

180 days

_ga

This cookie is used to identify a unique visitor. It is set in the first-party domain of a browser.

When the user visits the site.

2 years

_gid

This cookie is used to identify a unique visitor. It is set in the first-party domain of a browser.

When the user visits the site

24 hours

_gat

This cookie is used to throttle request rate.

This cookie does not store any personal data, it's just used to limit the number of requests that have to be made to doubleclick.net.

When the user visits the site.

10 minutes

da_sid

Decibel - Digital experience anytics.

This cookie is used to capture Session ID.

At the beginning of session when a user visits the site.

30 minutes

da_lid

Decibel - Digital experience analytics.

This cookie is used to identify Lead ID

At the beginning of session when a user visits the site.

1 year

da_intState

Decibel - Digital experience analytics.

This cookie is used to identify details on Integration states. The 'da_prefix' cookie on the website ensures there is no name conflict.

At the beginning of session when a user visits the site.

30 minutes

GoSquared

A third-party analytics service which provides accurate and powerful real-time analytics for web and mobile.

When the user visits the site.

2 years

Sophus

A third party service which collects anonymous user activity data within the asset management sector.

When the user visits the site.

12 months

Third party cookies

We work with third parties who, on our behalf, research the use of our website and activities on it. In doing so they may place a cookie on your computer. However, it would not contain any personal data in a format that can be read by anyone else.

We also work with third parties to evaluate the effectiveness of our advertising and promotions on third party websites. Again, the cookie would not contain any personal data in a format that can be read by anyone else.

Please note that third parties (including, for example, providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.

Managing your cookie settings

You can refuse, accept or remove cookies at any time by using the settings on your internet browser. You can configure your internet browser to warn you each time a new cookie is about to be stored on your computer so that you can decide whether to accept or reject it. Please refer to your internet browser's help section for further information. Please note that some parts of our website may not function properly if you reject cookies.

Based on your browser, follow these instructions to manage your cookie settings:

Google Chrome - https://support.google.com/chrome/answer/95647

Apple Safari - https://support.apple.com/en-gb/guide/safari/manage-cookies-and-website-data-sfri11471/mac

Mozilla Firefox - https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences

Internet Explorer - https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies

Microsoft Edge - https://privacy.microsoft.com/en-us/windows-10-microsoft-edge-and-privacy

Opera - https://www.opera.com/help/tutorials/security-privacy/

You can find further information about cookies and how to manage your cookie settings on www.allaboutcookies.org or http://www.youronlinechoices.eu/

Use of Google Analytics and Google Ads (Remarketing)

This website uses Google Analytics, a web analytics service provided by Google Inc. (Google). Google Analytics uses cookies, which are text files stored on your computer or mobile phone to help analyse how the website is used by you. As a rule, the information generated by the cookie about your use of the website is transmitted to and stored by Google on a server in the United States. If IP anonymisation is activated on this website, however, your IP address will be truncated by Google in Member States of the European Union or in other states party to the Agreement on the European Economic Area prior to transmission. Only in exceptional cases will the complete IP address be transmitted to a Google server in the United States and truncated there. Google will use this information on behalf of the operator of this website for the purpose of evaluating your use of the website, compiling website activity reports and providing other services to us relating to the use of this website.

The IP address transmitted by your browser within the scope of Google Analytics will not be associated with any other data held by Google.

Cookies related to Google Analytics and Google Ads (see cookies: ‘_ga’ & ‘_gid’) are used to capture data around how our customers engage with our website, such as pages they visited, interactions they had on the pages, and information about what type of device they are using. We combine this data and analyse it so we can improve the performance of our services and refine the products we provide. We may also use this information and combine it with profile data to help us understand which of our products, services and offers may be relevant for you – with this information, we may tailor our marketing ads, and aspects of our websites to individual visitors based on your usage.

You can prevent the storage of cookies by selecting the appropriate settings of your browser software as described above; however, please note that if you do this, you may not be able to use the full functionality of this website.

You can also prevent the data (including your IP address) generated by the cookie relating to your use of this website from being collected and processed by Google by downloading and installing the browser plug-in available under the following link: https://tools.google.com/dlpage/gaoptout.

This website uses Google Analytics with the extension "_anonymizeIp()". This means that only truncated IP addresses will be further processed so as to prevent them from being linked to a specific user.

The use of Google Analytics is made in line with the requirements agreed between the German data protection authorities and Google. Third-party provider information: Google Dublin, Google Ireland Ltd., Gordon House, Barrow Street, Dublin 4, Ireland, Fax: +353 (1) 436 1001. Terms of Service: http://www.google.com/analytics/terms/gb.html, and Privacy Policy: http://www.google.com/intl/en/policies/privacy/

Use of Adobe Analytics

Cookies related to Adobe Analytics (see cookies: ‘AMCV_*AdobeOrg’ & ‘AMCVS_*AdobeOrg’) allow us to analyse how our customers engage with our website, such as pages they visited, interactions they had on the pages, and information about what type of device they are using. We combine this data and analyse it so we can improve the performance of our services and refine the products we provide. We may also use this information and combine it with profile data to help us understand which of our products, services and offers may be relevant for you – with this information, we may tailor our marketing ads, and aspects of our websites to individual visitors based on your usage.

Revisions to this Online Privacy Notice and Cookies Policy

This Online Privacy Notice and Cookies Policy was last updated on 18 October 2021. We reserve the right to revise this Online Privacy Notice and Cookies Policy at any time by posting a revised version of it online.

How can you contact us?

If you have any questions about this Online Privacy Notice and Cookies Policy, please contact us via email at emea.privacy@invesco.com or in writing at the address provided below:

Pensions Team

Invesco Pensions Limited
Post Handling Centre 
St. James’s Tower 
7 Charlotte Street 
Manchester 
M1 4DZ

Issued and approved in the United Kingdom by Invesco Perpetual Life Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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