Important information

 

Please note. All references below to the "site" or "website" refer to the Invesco Perpetual Pensions site located at www.invescoperpetual.co.uk/pensions.

Information on this site is for UK investors only.

This website and the material it contains, is aimed at UK employers with over 100 potential pension scheme members, UK occupational pension scheme trustees, Advisers/employee benefit consultants and UK residents whose employers have chosen Invesco Perpetual to manage their pension arrangements. This website is not aimed at persons in any jurisdiction other than the UK.

A word of warning

Please remember that the value of investments and the income from them can fluctuate (this may partly be the result of exchange rate fluctuations) and investors may not get back the full amount invested.

Past performance is not a guide to the future.

Where Invesco Perpetual has expressed its own views and opinions, these may change.

Current tax levels and reliefs may change. Depending on individual circumstances, this may affect investment returns.

Some of the pension funds may invest part of their assets in recently developed markets where difficulties in dealing, settlement and custody could arise.

Some of the pension funds may use derivatives (complex instruments) in an attempt to reduce the overall risk of its investments, reduce the costs of investing or to seek to attain higher levels of income or capital growth, although this may not be achieved. Such instruments may cause greater fluctuations of the net asset value of the fund concerned.

The objectives and investment policies of the Invesco Perpetual UK Corporate Bond Pension Fund and the Invesco Perpetual Global Bond Pension Fund allow for the use of financial derivatives instruments for investment purposes in addition to efficient management. Derivatives are financial instruments whose price is derived from an underlying asset/index. This means that when the price of the underlying asset or index fluctuates, the price of the derivative also fluctuates. Derivatives enable investors to gain exposure to assets and indices without having to own the underlying asset/index.

Financial derivative instruments may be used as part of the investment strategy to implement the investment policy. This might be unsuccessful and incur losses for the fund, due to market conditions. The fund’s ability to use financial derivative instruments may be limited by market conditions, regulatory limits and tax considerations. Investments in financial derivative instruments are subject to normal market fluctuations and other risks inherent in the investment in securities. In addition, the use of financial derivative instruments involves certain risks, including:

  • dependence on the manager’s ability to accurately predict movements in the price of the underlying security;
  • imperfect correlation between the movements in securities or currency on which a financial derivative instruments contract is based and movements in the securities or currencies in the fund;
  • the absence of a liquid market for any particular instrument at any particular time which may inhibit the ability of the fund to liquidate a financial derivative instrument at an advantageous price;
  • a leverage risk which exists when the fund purchases or sells an instrument or enters into a transaction without investing cash in an amount equal to the full economic exposure of the instrument or transaction and the Fund could lose more than it invested. Leveraged transactions multiply the risk of potential losses when position results are contrary to expected market directions, compared to direct holdings, and may add significant risk because of added payment obligations.

Some of the pension funds have the ability to invest in private and unlisted equities. In addition to typical equity investment risks there may be some additional specific risks including: lack of liquidity which could impact the fund’s ability to sell such investments at their true value; lack of pricing transparency; and less readily available information on the company.

Charges may increase.

In certain circumstances, Invesco Perpetual reserves the right to delay acting on an instruction to buy or sell units for up to 28 days (or 12 months in the case of property funds) if Invesco Perpetual believes it will adversely affect the pension fund or other planholders.

For your protection, we will record calls to our Customer Service Team. Calls to our other lines may also be recorded from time to time.

Invesco Perpetual

Invesco Perpetual is a business name of the following company.

  • Invesco Perpetual Life Limited (IPLL), Registered in England No. 3507379

IPLL is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority – Firm Reference Number 188249. To verify see www.fca.org.uk/

IPLL is a member of Invesco Ltd.

The registered address for IPLL is Perpetual Park, Perpetual Park Drive, Henley-on-Thames, Oxfordshire RG9 1HH, UK.

Issuing companies

This site is issued by IPLL (see Invesco Perpetual above).

Legal information / Notice

The entire content of the site is subject to copyright with all rights reserved.

You may download or print individual sections of the site for personal use and information only provided you retain all copyright and other proprietary notices. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the site without the prior written permission of IPLL.

You must not transmit any virus, 'worm', 'Trojan horse', or other item of a destructive nature to this site and it is your responsibility to ensure that whatever you download or select for your use from the site is free from such items.

Where a link exists to a non-Invesco Perpetual website (an external link) which has not been authorised by IPLL, we do not accept any responsibility for the content of such a site or the products, services or other items offered through that site.

This site is established in England in accordance with, and shall be governed by, the laws of England and Wales. Your browsing in and use of the site shall be deemed acceptance of these Laws. A condition of using the site is that in the event of any dispute or proceeding you irrevocably submit to the exclusive jurisdiction of the English Courts and waive any objection to proceedings in such courts on the grounds of venue or on the grounds that the proceedings have been brought in an inconvenient forum.

Each time you use the site, a condition of use is that you comply with the above terms.